From natural occurrences and market changes to injuries and burglaries, the risks that you face as a farmer and/or agribusiness owner are many. These and other risks can be costly to you in different ways if you’re unprotected, and for this reason, having protection is very important. Insurance provides necessary protection, and at Charlsen Insurance Agency, Inc. we have a complete farm insurance program, which we customize for individual clients.
We’ve insured farmers in Wichita and in communities throughout Southern Kansas for years, and also our agents have personal experience with farms. We work with A-rated carriers, and we know well the farms that are in areas that we serve. Whether you run a hobby farm that has just a few animals and a few pieces of equipment on it, or you run a mutli-locaiton agricultural operation, we’ll help you.
Farm insurance is a lot like business insurance; it contains many of the same coverages that are in business insurance policies and/or plans, and farm insurance protects against many of the same risks against which business insurance protects. Farm insurance solutions can come in homeowner, property and renter forms; one of the three forms in which farm insurance can come will be appropriate for almost any farmer. A farmer will choose homeowner, property, or renter farm insurance based on circumstances that are related to his or her living situation.
There are many coverages from which farmers and agribusiness owners can choose in order to create farm insurance policies and/or plans. We‘ll help you select the right coverages, and also we’ll ensure that any solution that you purchase is fitting.
The coverages from which you can choose include but are not limited to:
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. Contact an agent to learn about these benefits and discounts.
We know how important it is for farmers and agribusiness owners to be protected and to have insurance agents that help the farmers and agribusiness owners through claims processes. We thoroughly assess farmers’ and agribusiness owners’ needs, and once we know and understand the farmers’ and agribusiness owners’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible options.
In order to ensure that there are never gaps in coverage and that farmers’ rates are always competitive, we regularly and closely review policies and plans that we write. If and when possible, we include the farmers in review processes. As a result, farmers are able to fully understand their purchases and be aware of needs for changes to coverages.
At Charlsen Insurance Agency, Inc. we’re proud to provide farm insurance in Newton, Halstead, Wichita, McPherson, Hutchinson, and Sedgwick, KS. We also serve other areas in the state.